ZipBooks

Free accounting and invoicing

Cloud accounting platform with a free tier offering unlimited invoices and clients. Features intelligent scoring that rates the quality of your invoicing and bookkeeping practices.

Our take

ZipBooks is a solid free option that doesn't feel like a demo — you get unlimited invoices and customers with no paywall for basic features. The intelligent bookkeeping score is a clever touch that helps you improve your financial practices. At $15/month, the Smarter plan adds unlimited bank connections and auto-categorisation. But ZipBooks lags behind Wave and Zoho Books in feature depth — no multi-currency, no inventory, no payroll, and the integration ecosystem is thin. Development has slowed noticeably, and some advertised features feel half-baked. If you're choosing between free options, Wave offers more functionality, but ZipBooks' cleaner interface might win you over. Best for freelancers and micro businesses who want a simple, free invoicing tool with basic accounting.